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Terms of Service

Last updated: 27 June 2026

Welcome to BorrowBetter. These Terms of Service ("Terms") govern your use of the website located at https://borrowbetter.tech and any services, calculations, calculators, reports, or consultations provided by BorrowBetter and BorrowBetter Technology.

1. Scope of Services

BorrowBetter provides independent mortgage calculation models, credit scoring projections, bank policy comparison logic, and financial education tools (collectively, the "Services").

Disclaimer: BorrowBetter is not a bank, Non-Banking Financial Company (NBFC), housing finance institution, or licensed credit broker. We do not issue loans, make credit decisions, or guarantee that any specific bank will approve your application. All recommendations are purely educational, designed to help you make informed decisions.

2. Accuracy of Financial Inputs

To generate loan eligibility scoring or receive constructive feedback during a consultation, you must provide accurate, complete, and updated details about your monthly net income, age, CIBIL score range, and existing loan EMIs. If you input incomplete or incorrect values, the resulting report will not accurately reflect bank policies, and we cannot be held liable for any discrepancies.

3. Prohibited Uses

By accessing this website, you agree not to:

  • Use the site or calculators for commercial syndication, or scrape calculations using automated tools.
  • Provide false contact information, fake income values, or use email addresses that do not belong to you to book consultations.
  • Attempt to disrupt, reverse-engineer, or compromise the database rules, security policies, or backend APIs.

4. Limitation of Liability

To the fullest extent permitted by law, BorrowBetter and BorrowBetter Technology shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your reliance on the calculators, engine reports, or advisor advice. Interest rates, LTV caps, processing fees, and compliance conditions fluctuate. You must review official loan document terms provided by the lender before signing any mortgage contract.

5. Intellectual Property

All code, design systems, algorithms, logos, and written analysis displayed on this website are protected under copyright, trademark, and proprietary property laws of BorrowBetter Technology. You may view and print reports for your own personal, non-commercial planning.

6. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of these Terms or your use of the website shall be resolved exclusively within the courts of New Delhi, India.

7. Contact Information

If you have any questions, feedback, or complaints regarding these Terms, please contact us at support@borrowbetter.tech.

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Important Disclaimer: BorrowBetter (https://borrowbetter.tech) is an independent AI-powered financial decision engine and advisory platform. BorrowBetter is NOT a Direct Sales Agent (DSA), broker, or bank lender. Loan approvals, interest rates, and final processing are subject to individual lender underwriting guidelines and credit policies regulated by the Reserve Bank of India (RBI) and National Housing Bank (NHB).

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