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Prepayment Calculator

Simulate part-payments and see your interest savings in real time

Loan Details
₹1.00 L₹10.00 Cr
5%20%
1 yr30 yrs
Prepayment Strategy
₹10,000₹1.00 Cr
1 mo240 mo
Want a personalised loan recommendation?

You save ₹16.04 L by prepaying!

Interest Saved

₹16.04 L

Months Reduced

49 mo

Years & Months Saved

4y 1m

Total Payment (New)

₹88.10 L

Original Total Interest

₹54.14 L

New Total Interest

₹38.10 L

Outstanding Balance Comparison

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Important Disclaimer: BorrowBetter (https://borrowbetter.tech) is an independent AI-powered financial decision engine and advisory platform. BorrowBetter is NOT a Direct Sales Agent (DSA), broker, or bank lender. Loan approvals, interest rates, and final processing are subject to individual lender underwriting guidelines and credit policies regulated by the Reserve Bank of India (RBI) and National Housing Bank (NHB).

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